Financial circumstances affect your mental health and your ability to improve your financial circumstances can depend on your helpful or unhelpful thoughts. For example, some people are more dependent and don't value being financially dependent but people around them struggle as they feel it is a burden.
As well as focusing on the quality of your thoughts it is also important to have a good level of financial literacy to improve confidence (not over confidence) and empowered to make the right decisions for yourself and know which services to access to help you along your journey.
What is your psychology about money? Do you enable others to be dependent on you? Do you struggle to save? Do you struggle to overcome gambling issues? Do you have anxiety and depression over financial stress?
Financial wellness is important in helping you on your journey to improving your financial circumstances. Improving your financial literacy as well as the psychology of money can be the platform you need to start improving your ability to live the life you want.