Thinking outside the square is a useful strategy sometimes required when you are stuck on how to make extra money.
Before thinking about creativity you need to check in with your mental health as depression and anxiety can get in the way of thinking creatively. Having hope can help you improve how you are feeling. Completing a K10 can help you check where your mental health is at. K10 is a screener not a diagnostic tool but can help you identify if you are depressive (usually sadness over past issues) or anxious (worries about the future) as these emotions can influence on how think. You can complete a K10 here https://www.blackdoginstitute.org.au/wp-content/uploads/2020/04/k10.pdf If you are depressive you may overlook opportunities and if you are anxious you may worry about your ideas not working. If you are doing well in your mental health you may then have more hope about your ideas and willing to take a chance. Creativity is thinking outside the box. Thinking about ideas that are not usual. Trust is required as people may not see what you see. Choose who you talk about your ideas and keep working on it to allow it to unfold. You may choose to research other people's ideas and see if you can expand on it. Making money ideas include people selling what people see as useless but other people need, Air B'n'B as a side hustle, you may have a consulting idea or decide to sell online. These may not seem creative but you can add a creative spin on them to develop a niche. If you are financially struggling, there is always a way to make more money. However your mindset may be in the way of thinking about ideas, to find the motivation, hope or even implementing any ideas. Working through your mental health may be the first step. Sharing your ideas with someone who is objective and allows you to think outside the square may also be helpful. Stay focused on your ideas however creativity requires you to lose focus and dream a little. Have plan and when you think of something that sounds out of the ordinary write it down and expand on it. Research to see what other people are doing and collect your thoughts to see where the picture is going. Step back sometimes but staying focused may be the hardest as sometimes you may think that it isn't going anywhere or not worth much but you won't know unless you try. You may think you don't have the time to do a side hustle and or any creative strategies. Again this may be your mental health getting in the way. Improved mental health can increase energy and willingness to try something different. Take one small step each day so it won't seem overwhelming. If you are not coping financially right now and can't wait then you can see a financial counsellor from National Debt Helpline to work through your budget and services such as myself can help with your mental health and budgeting as well. There are also Employee Assistance Programs who can offer free counselling and helplines such as Life Line and Beyond Blue who can help with a single session approach. If you have money that you can invest but not sure how then see a financial advisor to help you with wealth management. You can find one on the Financial Advice Association of Australia website https://faaa.au/ Another tip while thinking of a side hustle or building on your ideas is to learn from experience. Learning to cope when high inflation exists is to have an emergency fund so you can cope financially when there are unexpected challenges. Save at least 3 to 6 months of your expenses in your fund and don't use it for anything else other than bills. If you don't need it then it may become handy for when you retire. Enjoy wealth as you deserve it!
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AuthorArticles about mental health, money and behavior Archives
February 2024
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