Financial literacy is teaching about finance. It includes teaching how to budget, investment strategies, retirement planning, estate planning, debt management and compounding.
Once you have knowledge about finance you then may need support to help improve your decisions around how to spend and make money. For example, hoarders have trouble with acquisition of goods and people who spend less time with their family and work too hard may have trouble with enmeshment with money. Your life experiences, your past, your attitude, your knowledge about finance, motivation, stage of change, and your life stage can influence your decision making in how you accumulate wealth and spend.
Give yourself the time and space to get to know about finance and what gets in the way of have a better relationship with money.